Defensive Driving Courses in Arkansas
An Arkansas defensive driving course can provide a refresher of state and local traffic laws and teach you safe driving practices and crash avoidance techniques. Additionally, you may also receive benefits such as a reduction to your car insurance premiums or you may be able to avoid an increase following a ticket or accident, depending on your Arkansas car insurer. Therefore, it is worth taking a moment to learn more about the course, the benefits that can be provided and the cost that you can expect.
Traffic school can generally be completed either online or through an in-person, classroom styled course. Each type of course offers different benefits related to convenience and learning, however, some insurers may restrict the type of course that you can attend if seeking an auto insurance discount. You can learn more about defensive driving school in Arkansas within the sections that have been provided below.
Who can attend a Defensive Driving Course in Arkansas?
Generally, a defensive driving class can be taken by any Arkansas driver. However, if you are seeking an insurance discount, it is important to first review your policy as some insurers may restrict discounts to specific age groups. Yet there are benefits to completing a course that far extends an auto insurance policy, so a course is still worth your consideration, regardless of whether your insurer will provide you with a lower premium rate.
Types of Defensive Driving Courses in Arkansas
In Arkansas, a driver improvement course can be taken online or in person. In some cases, you may also be able to complete a course through workbooks or DVDs. These courses are not required of general Arkansas drivers, so there is no law in place that limits the type of course that you can attend.
Classroom vs. Online Defensive Driving Classes in Arkansas
An Arkansas defensive driving course online provides numerous benefits, including:
- The convenience of completing the course from the comfort of your own home.
- You can work at your own pace, so long as all coursework is completed by the deadline.
- You will be reading most, if not all, of your coursework as opposed to classroom instruction.
However, some drivers may benefit more from a classroom course as coursework is presented by an instructor, which can provide a better learning experience for some. Additionally, drivers will have the opportunity to ask more questions and participate in classroom discussions.
How to Enroll in an Arkansas Defensive Driving School
If interested in a defensive driving course in Arkansas, you can generally enroll online or over the phone. In some cases, you may also be able to sign up for a course in person for a classroom-style course. The state of Arkansas does not offer any state-administered course, so you will need to enroll through a third party. If you are interested in obtaining an auto insurance discount, it is important to review whether or not your insurer will require you to complete a specific type of enrollment.
Benefits of Completing a Defensive Driving Class in Arkansas
Arkansas traffic school has numerous benefits, including:
- Avoid increases on your auto insurance premiums.
- Obtain car insurance discounts.
- Learn safe driving knowledge and skills.
Avoid Increases on Your Auto Insurance Premiums
In some cases, a defensive driving class could potentially reduce your chances of experiencing an auto insurance premium increase following an at-fault accident or a traffic ticket. While this outcome is not always available, some insurers do provide drivers with the opportunity to have their standard increase waived in exchange for coursework completion.
Obtain a Car Insurance Discount
A driver safety course insurance discount is one of the most common reasons that driver choose to complete a course in Arkansas. While it is not state-regulated, a number of auto insurance agencies have begun to provide discounts on auto insurance policies after a course has been successfully completed. These applied discounts will sometimes last for years, allowing drivers to save money on premiums over time.
Learn Safe Driving Knowledge and Skills
Arkansas traffic school will teach you safe driving techniques as well as ways that may be able to prevent a crash. Not only can this save you money on your insurance by maintaining a clean driving record, but these techniques could also save your life.
Arkansas Defensive Driving Class Curriculum Details
An Arkansas driving safety course generally offers between four and eight hours of curriculum. If you are attending an online class, you will be given a deadline to complete your coursework. If in a classroom setting, it is worth knowing that courses are usually split up between two days and you must have 100 percent attendance throughout the course. Generally, you can expect to receive information related to:
- General safe driving practices.
- Crash prevention techniques.
- Federal, state and local traffic laws.
- Traffic crash statistics.
- The dangers of driving tired, angry or under the influence of alcohol or drugs.
- Vehicle safety equipment and how it saves lives, including seatbelts, airbags and headrests.
At the end of the defensive driving course, you will likely be required to complete an exam related to the information that you learned throughout the course.
Arkansas Defensive Driving Certificates
An Arkansas defensive driving certificate will be provided to you upon the completion of an accredited course. Generally, your auto insurer will require you to submit this certificate to them before any discount can be applied to your account. Most insurers allow you to submit a certificate online, by mail or by fax. However, it is important that you check with your own insurance agent to review how you can submit your certificate after you have completed an approved course.
Arkansas Defensive Driving Class Versus Drivers Education
An Arkansas driver improvement course is designed to provide experienced drivers with the opportunity to refresh themselves on state and local traffic laws as well as gain new safe driving and crash avoidance techniques. It is not intended for individuals who do not yet have a drivers license. Drivers education, however, is designed for youths and adults who have never had a drivers license previously and would like to learn how to operate a motor vehicle safely or earn their first Arkansas drivers license.
Arkansas Defensive Driving Course Fees
If you are looking for the lowest price traffic school in Arkansas, it is worth taking a moment to review the various businesses that offer accredited courses. As stated previously, Arkansas does not provide any state-administered courses. Prices can vary from one business to the next and some providers will even offer price match guarantees should you find a lower price elsewhere. In general, you may pay around $40 for the course and it is also worth noting that course fees are generally non-refundable.