Violating Indiana driving and traffic laws can result in fines, the suspension of your driving privileges, and even imprisonment. The Indiana Bureau of Motor Vehicles (BMV) uses a point system to track violations and their corresponding penalties. Points are added to your driving record if you receive a traffic ticket for moving violations.
MOVING VIOLATIONS AND POINTS
Different violations are assigned different point values, which are added to your driving record. For instance, moving violations like failure to observe traffic signals, or lack of brake or signal lights, each carry two points. Four-point offenses include improper u-turn, improper motorcycle headgear or passenger and reckless driving on the lanes. The number of points assessed for different speeding violations are as follows:
Exceeding the maximum speed limit by 1-15 mph:2 points
Exceeding the maximum speed limit by 16-25 mph:4 points
Exceeding the maximum speed limit by 26 mph or more: 6 points
View the complete Point Schedule to learn about the number of points associated with each type of moving violation.
You will be subject to specific penalties if you accumulate a certain number of points on your driving license:
- If you are convicted of two-offenses within one year, you must attend the Class instruction.
- You may have your license suspended if you accumulate 18 points or more within 24 months on your current driving record. You will be required to attend an administrative hearing which will decide if you will be on probation or if your license will be suspended or whether you would need to attend a Driver Safety Program. The license will also be suspended if you do not complete the program in time.
- Accumulating points on your driving license is also likely to increase your auto insurance rates. See our auto insurance section for more information about obtaining quality car insurance at competitive rates.
HOW TO CLEAR YOUR DRIVING RECORD
The Indiana BMV maintains a record of all the points added to your driving license. However, there are a number of ways in which you can remove points from your current driving record.
- If you remain violation or suspension-free, you can get points deducted from your current driving record.
- Taking the Defensive Driving Course or enrolling for the Class instruction enables you to receive a credit of four points for the next three years, and may also qualify you for a reduction in your car insurance rates.
HOW TO DISPUTE A MOVING VIOLATION CHARGE
If you believe you have been incorrectly charged with committing a moving violation, you may be able to fight the charge in court. See Traffic Tickets and Traffic Ticket Attorneys for more information.