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A certificate of title issued by the state of Indiana is a document that proves legal ownership of a vehicle. A title must be obtained when an individual purchases a new vehicle. A title transfer must also be completed when a used vehicle is sold or gifted, or when a vehicle changes hands as a result of the death of the vehicle's owner. In Indiana, a title must be transferred within 31 days of the date of sale.
OBTAINING A TITLE FOR A NEW VEHICLE:
For new vehicles, the licensed dealer that sold the vehicle typically will accept and submit the required titling information and fees on behalf of the buyer. However, buyers wishing to handle the titling independently can do so. Those interested in applying for a new title without the dealer's assistance should refer to the Titling a Vehicle and the Title and Registration Frequently Asked Questions on the Bureau of Motor Vehicles (BMV) website.
TRANSFERRING A TITLE ON A USED VEHICLE:
Sale/Purchase or Gift of a Used Vehicle
When you purchase a used vehicle, or obtain one as a gift, the title must be legally transferred into your name. This is done by obtaining the following documents, and submitting them along with the appropriate fees to a BMV license branch:
- A completed Application or Certificate of Title.
- The current title, with the assignment completed by the seller or donor (signing the title over to you), and notarized. The title must include the federal odometer disclosure.
- If the title does not indicate the date of sale and selling price, a completed Bill of Sale, signed by both current and new owner and notarized, is required.
- An Odometer Disclosure Statement, if the title does not include this information.
- If the vehicle was bought outside Indiana, then a Vehicle Inspection Number (VIN) inspection is required, which can be done at a BMV license branch for a small fee.
- Social Security Number or Federal Employee Identification Number.
Along with the appropriate transfer of title documents above, you will need to submit the following fees:
- $15 title fee.
- $25 speed title service fee, if applicable.
- $5 administrative fee.
- Sales tax of 7 % based on the vehicle price.
Please contact a BMV license branch office to calculate the total amount due.
Transfer of Title Following Death of Vehicle Owner
In the event of the death of the vehicle owner, the title is often transferred to the heirs or someone else identified in the owner's will. The procedures and fees for this type of transfer are similar to those outlined above. In addition, it is important to determine how the estate of the deceased has been settled by the heir(s).
In some cases, the heirs may need to complete an Affidavit for Transfer of Certificate of Title for a Vehicle/Watercraft without Administration and provide copies of both the death certificate and the will (or a notarized statement of its contents), if there is one.
For more information on title transfers following the death of a vehicle owner, contact a BMV license branch office, or call (317) 233 6000.
Appropriate title transfer documents and fees should be submitted to a BMV license branch office.
- Contact the Bureau of Motor Vehicles if you wish to add, remove or change a name on a vehicle title for reason other than those discussed above.
- If there is an existing lien on the vehicle, there will be additional requirements for transferring the title
- A valid title provides proof of ownership of the vehicle. However, remember that a title transfer does not entitle the new owner(s) to legally operate the vehicle. For this, refer to the appropriate license and registration information.