Frequently Asked Questions
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Frequently Asked Questions
- Can I keep the car insurance I have from my previous state of residence?
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No, if you live in Massachusetts, you are required to get car insurance in the new state. In addition, you must also meet the new state’s coverage requirements.
Fore more information: Massachusetts Auto Insurance – Get a Quote and Save
- Do I need to cancel my insurance if I am moving to another state?
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Yes, if you are in the process of moving to a different state, you will need to cancel your insurance for car. However, you should only do so once you have registered your vehicle at your new residential destination.
Fore more information: Massachusetts Auto Insurance – Get a Quote and Save
- How can I avoid a license suspension if I choose not to insure my vehicle?
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If you are a driver in the state of Massachusetts, then you are required to apply for car insurance. Failure to do so can result in drivers license suspension. If you intend to not drive on the roads, then you should cancel your insurance policy plan and make sure to return your plates, along with your vehicle registration.
Fore more information: Massachusetts Auto Insurance – Get a Quote and Save
- If I have been in an accident, what property damage do I have to report?
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In Massachusetts, you must report any property damage that exceeds $1,000. To learn about how you can avoid paying high costs in a collision, click here.
Fore more information: Massachusetts Auto Insurance – Get a Quote and Save
- If I live outside of the state for half the year, am I still required to have car insurance?
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As long as you are a Massachusetts resident, then you will need to get car insurance. Vehicle insurance is mandatory for any driver in the state.
Fore more information: Massachusetts Auto Insurance – Get a Quote and Save
- What is the minimum liability insurance coverage?
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- Personal Injury Protection: Minimum of $8,000 per person/ $8,000 per accident
- Bodily Injury to Others: Minimum of $20,000 per person/ $40,000 per accident
- Bodily Injury Caused by an Uninsured Auto: Minimum of $20,000 per person/ $40,000 per accident
- Damage to Someone Else s Property: $5,000 per accident
Fore more information: Massachusetts Auto Insurance – Get a Quote and Save
- What proof of insurance can I provide when registering my car?
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You can use your car registration as proof of insurance. Car insurance cards and insurance binders are also acceptable proof.
Fore more information: Massachusetts Auto Insurance – Get a Quote and Save
- What type of car insurance am I required to have?
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The state of Massachusetts requires its drivers to have the following types of car insurance:
- Personal Injury Protection
- Bodily Injury to Others
- Bodily Injury Caused By an Uninsured Auto
- Damage to Someone Else s Property
Fore more information: Massachusetts Auto Insurance – Get a Quote and Save
- What will happen if I fail to get or keep car insurance?
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If you reside in the state of Massachusetts and do not apply for car insurance, then you will run the risk of a drivers license suspension. Explore your options by browsing through different insurance companies and policies, and thereafter selecting the one that works best for you.
Fore more information: Massachusetts Auto Insurance – Get a Quote and Save
- Which types of vehicles need to be insured?
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Most vehicles in Massachusetts must be insured; these include but are not limited to:
- Private passenger vehicles
- Commercial vehicles
- Trucks
- Vans
- Motorcycles
Fore more information: Massachusetts Auto Insurance – Get a Quote and Save