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Filing the SR-22 Insurance Form

Updated on Thu, 4/28/2011

The state of Idaho uses the SR-22 form to help protect its citizens against problem drivers by monitoring their insurance. It requires the auto insurance company to file the SR-22 form as a proof of a problem driver's financial responsibility, stating that his/her auto insurance liability is in effect. The state does not send notifications and it is the responsibility of the driver and the auto insurance company to submit the form as well as the renewals, to the state, if required.

WHAT IS A SR-22 FORM?

There are three different types of SR-22 forms:

  1. The Operator's Certificate covers the financial responsibility in the case the motorist does not own a vehicle.
  2. The Owner's Certificate covers the financial responsibility for vehicles owned by the motorist.
  3. The Operators-Owners Certificate covers financial responsibility for all the vehicles that are owned or non-owned by the motorist.

WHEN IS SR-22 REQUIRED?

The SR-22 financial responsibility Insurance form is required in the following cases:
  1. If you have any safety responsibility suspensions. For example, if an uninsured driver was involved in an accident in the past but did not pay the requisite compensation then he or she needs to fill the SR-22.
  2. If you have any unsatisfied judgment suspensions. For example, if a driver involved in an accident in the past has an unsatisfactory judgment entered against him then he or she needs to fill the SR-22.
  3. In case of revocations of license.
  4. In the case of mandatory insurance supervisions.

FILING FOR THE SR-22

  1. Contact a state-authorized insurance agency to request for a SR-22 filing.
  2. Pay the correct processing fee to the agency. The fee amount may vary between agencies. You can request an insurance quote from our Idaho auto insurance page and companies such as Esurance will allow you to request an SR-22 filing automatically.
  3. As per the State laws of Idaho, the minimum amount of coverage should be $25,000 for bodily injury or death of one person, $50,000 for two or more persons killed or injured and $15,000 for property damage.
  4. Upon receiving the request from the agent the central office then sends the SR-22 directly to the Division of Motor Vehicles in about 30 days.
  5. If accepted, you will receive the SR-22 from the agency along with a letter from the Division of Motor Vehicles.
  6. The SR-22 has to be maintained for a minimum period of 12 months if you violate the no-insurance law of Idaho for the first offence. If you have a second violation within 5 years, the SR 22 has to be maintained for 36 months.

ADDITIONAL INFORMATION

  • An amount of $55,000 in cash or securities may be deposited with the State Treasurer in place of the SR-22. The motorist can also file a surety bond or a real estate bond approved by a court of record.
  • For related information, see Auto Insurance, DUI/ DWI Lawyers, DUI/DWI Information and Suspended License.
  • For more information on SR 22 filing in Idaho, contact: 
    Idaho Department of Transportation
3311 West State Street
P.O. Box 7129
Boise, ID  83707-1129
Phone:  208-334-8736