DMV.com - your advisor for New Hampshire DMV issues (not from New Hampshire? Select another state)

Filing the SR-22 Insurance Form

Updated on Thu, 4/28/2011

The state of New Hampshire uses the SR-22 form to help protect its citizens against problem drivers by monitoring their insurance. It requires the auto insurance company to file the SR-22 form as a proof of a problem driver's financial responsibility, stating that his/her auto insurance liability is in effect. The state does not send notifications and it is the responsibility of the driver and the auto insurance company to submit the form as well as the renewals, to the state, if required.

WHAT IS A SR-22 FORM?

There are three different types of SR-22 forms:

  1. The Operator's Certificate covers the financial responsibility in the case the motorist does not own a vehicle.
  2. The Owner's Certificate covers the financial responsibility for vehicles owned by the motorist.
  3. The Operators-Owners Certificate covers financial responsibility for all the vehicles that are owned or non-owned by the motorist.

WHEN IS SR-22 REQUIRED?

The SR-22 financial responsibility Insurance form is required in the following cases:

  1. If you were involved in a crash that resulted in death, injury or property damage exceeding $1,000 and did not posses any form of liability insurance.
  2. If you were convicted of driving while intoxicated (DWI).
  3. In case of suspensions or revocations of license.

FILING FOR THE SR-22

  1. Contact a state-authorized insurance agency to request for a SR-22 filing.
  2. Pay the correct processing fee to the agency. The fee amount may vary between agencies. You can request an insurance quote from our New Hampshire auto insurance page and companies such as Esurance will allow you to request a SR-22 filing automatically.
  3. Since liability insurance is not mandatory in the state of New Hampshire, the limits of SR-22 coverage will be determined by the Bureau of Financial Responsibility of the Department of Safety.
  4. The insurance company will file the SR-22 directly with the Bureau of Financial Responsibility.
  5. The SR-22 has to be maintained for a minimum period of 36 months. If you are convicted of a second DWI offense, you will be required to file SR-22 for 60 months. If the motorist does not renew it at least 15 days before the expiration date the agency notifies the State. The State may then suspend the driving record of the motorist until the insurance is reinstated.

FOR OUT OF STATE RESIDENTS

  1. If you are from out of state you will still have to file a SR-22 in order to restore your driving privileges in the state of New Hampshire.
  2. Failure to meet your financial responsibility requirements may also result in your driving privileges being suspended in your home state.

ADDITIONAL INFORMATION