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Filing the Indiana SR-22 Insurance Form

The state of Indiana uses the SR-22 form to help protect its citizens against problem drivers by monitoring their insurance. It requires the auto insurance company to file the SR-22 form as a proof of a problem driver's financial responsibility, stating that his/her auto insurance liability is in effect. The state does not send notifications and it is the responsibility of the driver and the auto insurance company to submit the form as well as the renewals, to the state, if required.

WHAT IS A SR-22 FORM?

There are three different types of SR-22 forms:

  1. The Operator's Certificate covers the financial responsibility in the case the motorist does not own a vehicle.
  2. The Owner's Certificate covers the financial responsibility for vehicles owned by the motorist.
  3. The Operators-Owners Certificate covers financial responsibility for all the vehicles that are owned or non-owned by the motorist.

WHEN IS SR-22 REQUIRED?

The SR-22 financial responsibility Insurance form is required in the following cases:
  1. If you have any safety responsibility suspensions. For example, if an uninsured driver was involved in an accident in the past but did not pay the requisite compensation then he or she needs to fill the SR-22.
  2. If you have any unsatisfied judgment suspensions. For example, if a driver involved in an accident in the past has an unsatisfactory judgment entered against him then he or she needs to fill the SR-22.
  3. In case of revocations of license.
  4. In the case of mandatory insurance supervisions.

FILING FOR THE SR-22

  1. Contact a state-authorized insurance agency to request for a SR-22 filing.
  2. Pay the correct processing fee to the agency. The fee amount may vary between agencies. You can request an insurance quote from our Illinois auto insurance page and companies such as Esurance will allow you to request an SR-22 filing automatically.
  3. As per the State laws of Indiana, the minimum amount of coverage should be $25,000 for one person killed or injured, $50,000 for two or more persons killed or injured and $1,000 for property damage.
  4. Upon receiving the request from the agent the central office then sends the SR-22 directly to the Bureau of Motor Vehicles in about 30 days.
  5. If accepted, you will receive the SR-22 from the agency along with a letter from the Bureau of Motor Vehicles.
  6. The SR-22 has to be maintained for a minimum period of 3 years after the date of suspension.

ADDITIONAL INFORMATION

  • An amount of $55,000 in cash or securities may be deposited with the State Treasurer in place of the SR-22. The motorist can also file a surety bond or a real estate bond approved by a court of record.
  • For related information, see Auto Insurance, DUI/ DWI Lawyers, DUI/DWI Information and Suspended License.
  • For more information on SR 22 filing in Indiana, contact:
    Indiana DMV Financial Responsibility Center
    531 Virginia Avenue
    Indianapolis, IN  43204
    Phone:  317 232-2840    

Reviews of Filing the Indiana SR-22 Insurance Form

ALL THIS INFO WAS NOT AVAILABLE FRIDAY, 3/11/11!!! I can't even find the word "reinstatement" on this site today 3/14/11... When I received an ERROR Friday, it did NOT say it was being revamped or changed... it just said the page did not work....

We went to, what we thought was the Indianapolis BMV Reinstatement Center trying 2 get my fiancee's license reinstated this past Saturday. It has been an ordeal trying to figure the proper steps on HOW to reinstate anyhow because the web links for reinstatement DID NOT WORK "Page Error 404".. So I could not find the office address on THIS SITE, so I went to Google maps to find it and thought I found it on 531 W Virginia Ave.... We went there and it is an empty building that says "We have moved to 1400 Madison Ave" So, we realized we passed it on the way to Virginia Ave... geeze. So we go to the BMV on Madison and wait in line because he has his insurance and SR-22 and ready to pay them the reinstatement fee to get his pic taken and be done...BECAUSE THE WEB PAGE did not work, we didn't know that there ARE NO REISTATEMENT CENTERS ANY MORE!!! The check in lady was so awful & like a robot she would NOT say anything other than "you have to call the number on the paper I gave you" She even looked up his soc number and STILL would not even hint us in the right direction. I even told her I didn't know anything that was going on because the web page didn't work... She still kept repeating the same thing... So, I told her "F U" - yeah. I don't do that normally ever, but she was awful! Then we find today that all he had to do was call that 800 BMV number give them $10 over the phone and then go in to ANY Indiana BMV to get his pic taken.

WHAT THE H** is wrong with the BMV personnel? Are they TRAINED to be that rude? Why would you put someone THAT rude at a Check-IN Counter?

I saw some elderly man arguing with her too in front of us...I didn't think much but "oh, that is an older man who isn't into change..." But when I got up there.. I KNOW why he was mad.