- your advisor for Minnesota DMV issues (not from Minnesota? Select another state)

Compare Auto Insurance Rates and Save - Exclusive

The DMV Blog

Thu, 7/30/2015 - 12:51 pm by Jordan Perch

The U.S. Government has been putting a lot of effort into combating global warming and improving air quality in recent years. One of the key parts of those efforts is reducing carbon emissions from motor vehicles, since transportation is the largest source of air pollution in the country. That is why fuel economy standards are becoming increasingly tougher, mandating automakers to build more efficient vehicles with lower greenhouse gas emission levels.

As a result, new cars sold today are much more fuel-efficient than they used to be a couple of years ago, which can not be said about heavy-duty vehicles, though. They have not been affected by the tightening fuel economy regulations as much as passenger cars up until now, but that's about to change, with the Obama administration recently proposing

more »
Mon, 7/27/2015 - 10:45 am by Jordan Perch

When it comes to auto insurance, consumers often decide to stick with the same provider for many years in an effort to save some money, since most insurance companies offer loyalty discounts. But, being loyal to an insurer can have the exact opposite effect, with insurers raising the premiums to policyholders who are not likely to jump ship and take their business elsewhere.

Many insurance companies increase the rates to loyal customers, using a practice called “price optimization”. Price optimization is the practice used by insurance companies when they want to raise their customers' premiums even though they have no history of accidents. Insurance companies use this technique to determine who is less likely to switch insurers and raise their

more »
Fri, 7/24/2015 - 9:45 am by Jordan Perch

With over 30% of all fatal crashes involving a drunk driver or pedestrian, and about 10,000 people getting killed in alcohol-related crashes each year, drunk driving is a very serious threat to public safety in the United States. On top of that, costs associated with drunk driving accidents are estimated at $200 billion a year, which means that this is an issue that has a major impact on the nation's economy. In an effort to put an end to drunk driving, the National Highway Traffic Safety Administration (NHTSA) has started working on a system

more »
Tue, 7/21/2015 - 9:36 am by Jordan Perch

North Carolina's House Finance Committee has approved a bill that proposes granting driving privileges to those who can not prove that they live in the country legally, similarly to what California, Nevada, Colorado, Illinois, and a few other states have done over the past couple of months.

One of the main reasons why states decide to allow undocumented immigrants to apply for a driver's license is to improve road safety and provide better protection to people involved in car accidents, but the bill proposed by North Carolina's lawmakers could bring one extra benefit. Representative of several insurance companies say that House Bill 328 could bring auto insurance costs down,

more »
Wed, 7/15/2015 - 11:58 am by Jordan Perch

The Model S may be the favorite vehicle among environmentally-aware drivers right now, and Tesla Motors is considered to be the auto industry's leader when it comes to corporate sustainability, but the latest ranking of the most eco-conscious companies in the world shows that that's not the case. Newsweek has released it's annual list of Top Green Companies in the World, according to which, Elon Musk's company is only the 8th greenest car maker, which definitely comes as a bit of a surprise.

Newsweek has compiled a list of 500 of the greenest companies in the world, which includes several automakers. Surprisingly, Tesla's environmental impact is overshadowed by a couple of car manufacturers, including some

more »
Mon, 7/13/2015 - 10:08 am by Jordan Perch

Automated parking technology is being increasingly explored by many global automakers, as one of the key aspects towards fully-autonomous vehicles, and now it seems that Mercedes-Benz is looking to catch up with its German counterparts Audi and BMW, which are currently considered to be front-runners in the development of this technology. Mercedes-Benz has announced that it has started working on a pilot project involving automated parking for car parks, in an attempt to ease the stress involved in trying to find an available parking spot and maneuver into it, a problem that is all too familiar to people living in crowded cities

more »
Fri, 7/10/2015 - 9:05 am by Jordan Perch

Given that electric cars are significantly more expensive than their gasoline-powered counterparts, it's no wonder that it's usually the wealthier consumers who buy EVs, while lower-income families continue to stick to conventional vehicles. But, California, the state that leads the nation in adoption of electric vehicles, intends to change that and make these green vehicles more accessible to the mass market, introducing a new program that will make them more affordable to those who don't have the financial resources that are needed to buy one.

The new incentive program, called “Plus-Up”, was recently introduced by the state of California as part of the Charge Ahead California initiative, which aims to put 1 million electric vehicles

more »
Wed, 7/8/2015 - 1:54 pm by Jordan Perch

The number of states allowing driverless cars to be operated on its public roads just keeps growing. So far, automakers and tech companies have been allowed to test their autonomous driving technology in California, Nevada, Michigan, Florida and Washington, D.C., which are now joined by Virginia, with state authorities announcing that they have made a section of a highway available for testing of self-driving vehicles.

The state of Virginia has designated a 70-mile stretch of highway in the northern part of the state for an autonomous vehicle technology research project, which will be overseen by the Virginia Tech Transportation Institute (VTTI). The Richmond-Times Dispatch reports that the highway portions of Interstates 95, 495 and 66, that will be

more »
Mon, 7/6/2015 - 11:24 am by Jordan Perch

Ride-sharing services have been operating in a potentially dangerous legal gray area involving all kinds of insurance issues for a long time, with drivers not being covered while giving a ride to passengers through ride-hailing apps. This is one of the reasons why the ride-sharing industry has been surrounded with controversy and why companies like Uber and Lyft have been banned from offering their services in some countries, as well as some U.S. states. But, it seems that these issues are about to be resolved, with a couple of insurance companies in the U.S. working on new insurance products aimed at covering drivers using their personal vehicles for

more »
Mon, 6/29/2015 - 11:56 am by Jordan Perch

Due to their inexperience and susceptibility to distraction and peer pressure, teen drivers are more prone to accidents than older drivers, which is why they could use every tool that can help them stay safe while on the road. Lately, smartphone apps have become one of the best tools for ensuring teen driver safety, by helping them stay focused on the road and preventing them from engaging in risky driving behaviors. In this blog post, we take a look at the top smartphone apps keeping teens safe behind the wheel.


This is a free app for iPhone and Android, which helps parents monitor their teenage kids while driving, in order to prevent them from getting distracted or driving recklessly. It sends real-time notifications to parents whenever their kids do something that can increase the

more »