How to Transfer Your Title Out of State
Transferring a car title is a required step for vehicle owners who move to a new state. Most states require you to complete this process within a certain period after establishing residency. If you fail to transfer your car title on time at a local DMV office, you may face fines or penalties.
For example, new residents in New York must complete the title transfer within 30 days of moving to the state. Failing to do so may result in legal consequences and fees.
The title transfer process can vary based on several factors, such as whether the vehicle has a lien, or if it’s coming from a state that does not issue titles. Military personnel stationed out of state may also follow slightly different procedures. For example, military members temporarily stationed in Washington can complete their title transfer and apply for Washington plates through the state’s Department of Licensing (DOL). Learn more about the steps and requirements in the sections below.
Transferring a Car Title From a State That Issues Titles
When moving to a new state, you’ll usually need to follow steps similar to an in-state title transfer, with some extra requirements. For instance, most states require a VIN verification and proof of new liability insurance before issuing a new title.
Some states, like New York, may waive sales tax for new residents transferring ownership, potentially lowering your total costs.
In general, to transfer a car title after moving to a new state, you likely need to:
- Complete an emissions test(if required).
- Visit a local DMV office.
- Fill out the required application forms.
- Submit your out-of-state title and registration documents.
- Provide proof of auto insurance, VIN verification, and an odometer reading.
- Pay any applicable title transfer fees and taxes.
Some states allow you to transfer your title and register your vehicle in a single step. For instance, new Maryland residents can use the Application for Certificate of Title (Form VR-005) to apply for both a title and registration at once.
Transferring Out-Of-State Car Titles With Liens or Lease Agreements
If your car has an active lien, the title is usually held by the lienholder. To transfer your title, you may need to complete a title release form and send it to the lender. Once the lienholder sends the title to your new state’s DMV, you will be notified to visit a local DMV office to finish the process. If you pay off the loan before starting your title transfer, you can avoid transferring the lienholder information onto your new title.
If your car is leased, you typically need to get power of attorney from your leasing company before you can transfer the title. For example, in New Jersey, if your leased vehicle is from another state, you must first request paperwork from your leasing company authorizing you to complete the transfer.
Transferring a Vehicle From a State That Does Not Issue Titles
If your previous state doesn’t issue titles for your type of vehicle, you won’t be able to complete a standard title transfer. Instead, you’ll need to apply for a brand-new title in your new state.
To do this, you’ll generally need to provide documents proving ownership, such as a current registration card and a notarized bill of sale. The bill of sale should include:
- The buyer and seller’s names and contact information
- Signatures from both parties
- Vehicle details, including year, make, VIN, sale date, and price
Because every state DMV has its own rules, you should contact your local DMV to find out the exact requirements that apply to your situation.