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How to save on auto insurance. A 'DMV.com how to guide' that helps you pay less for auto insurance in Oregon
Vehicle insurance costs can add up, but there are ways to get a good premium and save money in the long run. First and most importantly, get quotes from competing insurance providers. Competition in the insurance market is fierce and companies regularly undercut each other to get your business. You can check out the form above to see and compare different rates. Don't be afraid to shop around for different premiums so you can find the best one. The quotes are free and don't force any commitments so you have nothing to lose. This is the fastest, easiest and most reliable way of saving money on your current insurance and you could save hundreds if not thousands of dollars a year.
In all states it's necessary to have a minimum of coverage that includes at least:
- Bodily Injury Liability Insurance
- Property Damage Liability Insurance
- Uninsured Motorist Bodily Injury Insurance
- Personal Injury Protection
All of the providers on this page offer the above levels of protection as well as additional services.
The second most common way to save on auto insurance is to enlist in a traffic school which can reduce demerit points on your license. There are online as well as in-class courses offered in Oregon although make sure to check that they are properly certified to reduce points from your license. See our traffic / driving schools for more info.
Another possible way of saving on insurance is to order your driving record to check that there are no mistakes that could cause overcharging on insurance. Hopefully this isn't the case, but you can verify your record and find more info about the process by visiting our driving report page.
In the end, the best and most effective way to save on insurance is prevention: keep a clean record and insurance companies will reward you with a good rate.