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Wisconsin Credit Scores – Available for FREE

Free Credit Report in Wisconsin

When you are applying for credit in Wisconsin, financial institutions consider your credit history. Taking note of your credit report is always a good idea and best of all, it’s freeonce per year.

What is Credit History?

Your credit history begins right when you first borrow money or apply for credit. When and how much money you borrowed and repaid, late payments (generally 30+days overdue) and even past bankruptcies are some of the information stored in your credit history. Your ‘credit worthiness’ is determined from your credit history. Major lenders including credit card companies, banks, auto loan companies, and mortgage companies all use your credit history in deciding whether or not to give you credit and at what interest rate if so.

Stay Informed of Your Credit Report

Full details of your past financial transactions are contained in your credit history, but then this information is summed up into your credit report. Lenders use it as a tool to decide how much to lend to you and what interest rate to charge. A credit score or rating usually comes alongside your credit report, which indicates your credit worthiness. Three major credit bureaus (TransUnion, Experian and Equifax) are responsible for providing these credit reports. They give FICO scores between 300-900.

GoFreeCredit can help you check your score.

How WI Companies Think of Your Credit

Your credit may influence many of your life decisions in WI. Financial matters from applying for a credit card to qualifying for a mortgage involves your credit history and credit worthiness being assessed. Lenders decide if you should be authorized for credit or not by looking at your credit. Good credit is crucial.

Get Your Free Credit Scores Now

Do you know your credit score? Knowing your score is the foremost step to regaining control of your finances and achieving your financial goals. Receive all 3 free credit scores in Wisconsin now.

 

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To see your Free Credit Score

You've chosen credit monitoring with a FREE Credit Score. 7-day Free Trial, then $16.95/month (plus tax for NY residents). Cancel anytime during the trial period free of charge, or do nothing to have your membership continue without interruption.

You should always track your Credit Score because a good credit score can often help you get competitive interest rates for mortgages, cars, credit card offers and more.

You've chosen credit monitoring with a FREE Credit Score. 7-day Free Trial, then $16.95/month (plus tax for NY residents). Cancel anytime during the trial period free of charge, or do nothing to have your membership continue without interruption.