Compare Auto Insurance Rates and Save DMV.com Exclusive!
Each person wanting to be able to drive a vehicle on a public road is required to have auto insurance. Insurance can cost a substantial sum of money, and that's why you need to take some time and think about which insurance company to choose. The initial step is to perform research and receive quotes from multiple providers. Discounts differ from firm to firm as providers compete for clients. For more info regarding insurance companies and their specialities see our insurance providers descriptions article. For insurance quotes, there is a form here to learn more. You will see all the quotes for free so you won't have to commit to any company right away. Overall, it should give a good metric of the kind of rates that are available on the market so you can make an informed decision and hopefully save some money.
Here are the minimum required coverages for New York:
- Personal Injury Protection
- Bodily Injury Liability Insurance
- Property Damage Liability Insurance
- Uninsured Motorist Bodily Injury Insurance
To bring down insurance premiums, it may be worth it to look into traffic school, as classes can eliminate demerit points on your license. There are online classes provided as well, which can save you a lot of time. Visit our traffic / driving schools page for more information.
Checking your driving record is also important to assuring that you are not paying higher insurance rates because of some demerit points added to your license by mistake. There is further information on this issue in our driving record page.
In the end, one of the best ways to save on auto insurance is to try and drive safely. You should try your best to prevent getting tickets and committing any sort of traffic violations. That way your driving record will remain clean, resulting in less expensive auto insurance.