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How To: Save on Florida Auto Insurance

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Auto insurance is a significant expense for all drivers, but there are ways to save a significant amount of money on insurance. A beneficial place to start are insurance quotes. Insurance providers usually compete on price and offer different rates in different circumstances. You can check out the form above to find and compare different premiums. Don't be afraid to shop around for different quotes so you can find the best one. The quotes are free and require no obligation so you have nothing to lose. This is the fastest, easiest and most reliable way of saving money on your current insurance and you could save hundreds if not thousands of dollars a year.

In all states it's necessary to have a minimum of coverage that includes at least:

  1. Bodily Injury Liability Insurance
  2. Property Damage Liability Insurance
  3. Uninsured Motorist Bodily Injury Insurance
  4. Personal Injury Protection

All of the providers on this page offer the above levels of protection as well as additional services.

The second most common way to save on auto insurance is to enlist in a traffic school which can reduce demerit points on your license. There are online as well as brick and mortar courses offered in Florida although be sure to verify that they are properly certified to reduce points from your license. See our traffic / driving schools for more info.

You can also check your driving record for errors to make sure you aren't necessarily being overcharged for a traffic violation you didn't commit. Hopefully this isn't the case, but you can verify your record and find more info about the process by visiting our driving report page.

Finally, if you want to save on insurance in the long term the solution is pretty straightforward: Drive safely! Safe driving - avoiding accidents, speeding tickets and other violations will keep your record clean and ultimately help you save.