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California State Automobile Insurance - FAQ

Find the answers to questions you have about your California state automobile insurance here.

FREQUENTLY ASKED QUESTIONS

Why do I need to have auto insurance in California?

When you drive you need to have some protection to cover you, your passengers and your vehicle in case of an auto accident. Auto insurance provides this coverage and protects you financially from such unpredictable events. DMV.com provides details of California state automobile insurance here.

What is the minimum insurance that I should have to drive my car in California?

It is mandatory to have a minimum coverage on specific types of California auto insurance which include:

  • Bodily Injury/Death Liability of one person: $15,000
  • Bodily Injury/Death Liability of two persons: $30,000
  • Property Damage: $5,000
You can buy your insurance from DMV.com after you get quotes from the different providers we have listed on our website.

How can I find the best auto insurance rates?

DMV.com can help you to get quotes from high quality insurance providers like so that you can get multiple quotes, compare them and then choose the best rate. DMV.com is your one stop shop for California car insurance quotes.

Is it possible to get cheap auto insurance premiums in California?

The best way to get cheap California auto insurance is to start with online car insurance quotes here at DMV.com. You can then compare rates from different providers and easily make out which companies are offering cheaper auto insurance rates for your desired level of coverage. There are some other ways also to make your insurance premiums cheaper which you can see here.

Can I drive without auto insurance in California?

No. Like in all other states in USA, driving without insurance is illegal in California. If you are caught driving without insurance your license and registration may be suspended and/or your vehicle may be impounded. You may need to file an SR-22 form with the California DMV to restore your license.

What is an SR-22 form?

An SR-22 form is a financial responsibility document that allows the state of California and the DMV to make sure that vehicle owners are financially responsible for their driving. You can see more details here.

Who requires an SR-22?

Certain drivers are considered to be more risky than others based on past violations. These may be violations such as driving without insurance during an auto accident or having your license revoked or suspended. Such individuals may have to file an SR-22 form with their auto insurance company. The auto insurance company on their part maintains a record of the filed SR-22 and provides DMV with a copy of the same. You can get more details here.

What California State automobile insurance do I need to register my vehicle?

To register your vehicle, it is mandatory to have a minimum coverage on specific types of California car insurance which include:
  • Bodily Injury/Death Liability of one person: $15,000
  • Bodily Injury/Death Liability of two persons: $30,000
  • Property Damage: $5,000
You can buy your insurance from DMV.com after you get quotes from the different providers we have listed on our website.

Which insurance providers offer coverage in California?

California car insurance is offered by top insurance providers such as
  • Nationwide
  • Esurance
  • Geico
  • Allstate
  • Liberty Mutual
  • The Hartford Group
  • AARP Auto Insurance Program
  • Progressive
  • US Insurance Online.com
  • Insurance.com
  • Lowestpolicy.com
  • Quote Wizard
  • Safe Auto Insurance
DMV.com can help you to get quotes from high quality insurance providers like the ones listed above and more, so that you can get multiple quotes, compare them and then choose the best rate. DMV.com is your one stop shop for California car insurance quotes. The providers listed here offer the best rates in the market and can help you save. All you have to do is just fill the form here and submit your information so that you can start receiving quotes for your desired coverage.

Which insurance providers provide local coverage for me?

To find out which insurance providers offer local coverage for you, enter your ZIP CODE onto the form on this page. You will see a list of providers who offer the most competitive rates for your area. Getting a quote from one of these providers will likely get you the cheapest insurance rate. For more specific information on Los Angeles car insurance see this article.

Reviews of California State Automobile Insurance - FAQ

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Suspending insurance when away?